International Journal of Business and Technopreneurship (IJBT)

Bidirectional Relationship Between Risk and Efficiency of Commercial Banks of Bangladesh. Do Bank Diversification and Market Competition Matter?

2024-12-30T01:19:26+00:00

This study undertakes a comprehensive analysis of the bidirectional relationship between risk and efficiency in Bangladeshi commercial banks, addressing a significant gap in existing research. It explores how risk-taking behaviour impacts bank efficiency and, conversely, how efficiency affects risk levels. The study also investigates the effect of market competition and diversification in this relationship nexus. Asset and revenue diversification are considered to ensure a comprehensive analysis, and the Boone Indicator (BI) is used to measure market competition. We employ System Generalised Method of Moments (GMM) estimation on an extensive dataset of 818 bank-level observations from 2000 to 2022 for empirical validation. The findings reveal several significant insights. First, banks with higher credit risk exhibit greater efficiency; however, excessive risk-taking leads to decreased efficiency over time. Second, asset diversification positively influences the risk-efficiency relationship, whereas revenue diversification has a detrimental effect on risk and efficiency. Third, the non-linear impact of competition suggests that its effect varies depending on the level of risk and efficiency, revealing a heterogeneous relationship. Furthermore, the combined effect of competition and diversification significantly alters risk and efficiency dynamics. These findings have significant practical implications for risk management, regulatory policies, and strategic decision-making in Bangladesh's banking sector. Understanding the tradeoffs between risk and efficiency can empower policymakers and bank managers to design more effective regulations and strategies. This, in turn, can enhance banking stability, performance, and financial resilience.

Collaborative Fashion Consumption: A Systematic Literature Review

2024-12-30T01:22:00+00:00

This study investigates how Collaborative Fashion Consumption (CFC) aligns with the United Nations' Sustainable Development Goals (SDGs) 12, which focuses on responsible consumption and production driven by the significance of sustainability. This study examines the current literature on CFC, emphasising the drivers, barriers, and future directions from both business and consumer perspectives. A thorough, comprehensive literature review was performed. Two hundred sixty-eight journal articles published between 2010 and 2023 were examined from Google Scholar, Scopus, and Web of Science for pertinent studies on CFC services, encompassing diverse global regions. Forty-six articles from journals about CFC services were examined for this conceptual study, with those aligned with the relevant keywords undergoing qualitative content analysis. The findings enhance comprehension of the factors that facilitate or hinder CFC from becoming a popular consumption method. The study analyses CFC's sustainability dimensions, addressing its environmental benefits and detrimental effects. The findings of this study can assist firms, governments, and institutions in formulating more effective strategies for advancing sustainability in the fashion sector. Comprehending the drivers and barriers of CFC and its potential sustainability advantages can expedite the adoption of future CFC business models. CFC is a novel notion in academic research, especially in a developing country like Bangladesh, that navigates the new consumption dimension in the fashion sector.

Fostering Sustainability: Enhancing Electronic Waste Management Awareness in Penang

2024-11-08T08:19:28+00:00

Electrical and electronic waste (E-waste) refers to devices that are damaged or no longer needed by their current owner and will be discarded. Several factors, such as increasing populations, economic development, and the shorter lifespan of electrical appliances, drive the global volume. The growing problem of electronic waste (E-waste) is a well-known global issue. This study aims to identify the factors that influence awareness of E-waste management among the Penang community in Malaysia, with a specific focus on sustainability. The primary objective is to investigate the Penang community’s understanding and attitudes towards E-waste management for a sustainable future. Six independent variables were examined: awareness, knowledge, attitude, government influence, moral obligation, and subjective norm. A survey questionnaire was distributed to 384 respondents in Penang. The collected data analysed using descriptive analysis and multiple regression analysis by using Statistical Package for Social Science (SPSS) software. The findings revealed that attitude, government influence, moral obligation, and subjective norms significantly predict the Penang community’s E-waste management awareness towards sustainability. Surprisingly, awareness and knowledge, as components of the Theory of Planned Behaviour (TPB), did not significantly impact sustainability-focused E-waste management awareness. In conclusion, E-waste recycling initiatives should prioritise enhancing knowledge and creating specific cues to encourage habitual recycling behaviour. This study also highlights practical and social implications for improving E-waste recycling policies.

The Impact of HRM Practices on Organisational Commitment and Employees’ Intention to Stay: A Comprehensive Analysis

2024-12-04T01:49:43+00:00

Human Resource Management (HRM) practices are one of the crucial issues in today's dynamic business environment that help organisations develop their productivity. This study looks into the effects of some HRM practices, namely, compensation, work-life balance, job security, and supervisor support, on employees' intention to stay with their organisations. Employee retention is an important concern for businesses, as it directly impacts any organisation’s performance, growth, and overall success. The research targets employees with at least two years of experience in Bangladesh's business and financial industries. Data were collected from 313 respondents, with a high response rate of 89.71%, using a standardised questionnaire on a five-point Likert scale. The data analysis in this study, such as Principal Component Analysis (PCA) and regression analysis, was done using SPSS 20. Some key results show that HRM practices and employees' intention to stay with an organisation are positively correlated. Compensation, work-life balance, and supervisor support emerged as strong factors in retaining employees. Organisational Commitment (OC) is also a significant outcome that can ensure a good work environment. Reliability and validity tests like Cronbach's alpha, KMO, and Bartlett's Test of Sphericity have verified that the data is robust. The study infers that HRM practices significantly influence employees' commitment and intention to stay with their employer. This calls for businesses to strategically invest in HRM practices to enhance employee satisfaction and reduce turnover. The overall findings from the study add to the broader understanding of how HRM practices contribute to employee retention within Bangladesh's business environment.

A Systematic Review on Halal Supply Chain: Mapping New Directions and Future Research

2024-12-03T07:05:29+00:00

The halal supply chain has gained increasing scholarly and industrial attention since 2012, driven by rising consumer awareness among Muslim and non-Muslim populations. While extensive research has explored its evolution, trends, and key focus areas, a systematic synthesis of this literature remains lacking. This study addresses this gap by comprehensively reviewing existing research on the halal supply chain, mapping its development, and identifying critical areas for future inquiry. Using the Web of Science (WoS) and Scopus databases, the review analyses publications from 2012 to 2022, following the PRISMA framework to ensure methodological rigour. After systematic screening, 79 relevant articles were selected and analysed based on citation trends, geographical distribution, theoretical foundations, methodologies, and disciplinary perspectives. The findings categorise the halal supply chain into six major industries: food and beverage, logistics, halal parks (infrastructure), retail, cosmetics, and the broader halal industry. The analysis reveals a growing emphasis on compliance, traceability, and sustainability, with significant regional and sectoral variations. Despite progress, several gaps persist, including limited cross-industry comparisons and insufficient exploration of emerging halal supply chain management technologies. This study consolidates key insights from prior research while proposing future directions, such as deeper investigations into industry-specific challenges, consumer perceptions, and digital integration. Researchers and practitioners can enhance halal supply chains’ efficiency, transparency, and global credibility by addressing these gaps. The study contributes to the literature by providing a structured overview of the field and guiding future scholarly and practical advancements.

Poverty and The Sustainable Development Goals: A Systematic Literature Review of Their Interplay

2025-01-13T04:03:14+00:00

Poverty remains a significant barrier to achieving the Sustainable Development Goals (SDGs), impacting billions of individuals worldwide and undermining efforts toward inclusive and sustainable progress. This Systematic Literature Review (SLR) synthesises findings from 30 empirical studies to elucidate the complex interplay between poverty and the SDGs. The review highlights the multidimensional nature of poverty, revealing that it not only limits access to essential resources such as education, healthcare, housing, and financial services but also exacerbates social inequalities and hinders overall economic development. Key barriers identified include insufficient funding for development programmes, political instability, institutional weaknesses, and environmental challenges such as climate change and resource scarcity, all of which impede progress toward the SDGs. The findings also indicate that poverty disproportionately affects marginalised populations, including women, children, and rural communities, thereby deepening existing disparities. Furthermore, the review underscores the urgent need for integrated, cross-sectoral strategies that consider economic, social, and environmental dimensions to effectively combat poverty. These include targeted policy interventions, strengthened governance, international cooperation, and increased investment in capacity-building and infrastructure. By addressing these interconnected challenges holistically, the review advocates for a people-centred approach to sustainable development that promotes resilience, equity, and inclusive growth. Ultimately, it serves as a call to action for policymakers, practitioners, and stakeholders to implement coordinated, evidence-based solutions that can break the cycle of poverty and accelerate progress toward achieving the SDGs for all.

Moderating Effect of Audit Report Lag on the Relationship Between Audit Market Structure and Financial Reporting Quality of Listed Deposit Money Banks in Nigeria

2025-02-03T01:46:40+00:00

The study examined the moderating effect of Audit Report Lag (ARL) on the association between Audit Market Structure (AMS) and Financial Reporting Quality (FRQ) of Nigerian banks. The specific objectives are to examine the effect of ARL on FRQ among Nigerian banks and assess the moderating influence of ARL on the association between audit market structure (AMS) and FRQ among Nigerian banks. A longitudinal research design was employed, using secondary data from the audited annual accounts of selected banks. The population comprised 14 publicly quoted Deposit Money Banks (DMBs) in Nigeria, from which a sample size of 11 DMBs was obtained using purposive sampling technique. Multiple regression was used to analyse the data, revealing that ARL has a significant effect on the FRQ of Nigerian banks (t-value = 2.4928; p < 0.05). This suggests that delays in the audit process can allow auditors more time to thoroughly review and analyse financial statements, potentially leading to higher-quality audits. Additionally, the study identified that ARL has an inverse and substantial moderating effect on the association between AMS and FRQ (t-value = -1.9252; p < 0.05). The policy implication of this finding is that delays in the issuance of audit reports may weaken the overall quality of financial reporting among Nigerian banks.

Perception of Mobile Phone Attributes and User Purchase Decision: A Study of Samsung Users in Lagos State, Nigeria

2025-04-30T16:21:21+00:00

This study examined perception of mobile phone attributes and users purchase decision using Samsung mobile phones. The study location is Computer Village, Ikeja Lagos in Southwestern Nigeria with population of the study was users of Samsung mobile phones in the market. The research instrument was a structured questionnaire with a sample size of 307 Samsung users in Computer Village, Ikeja, Lagos. Copies of the questionnaire were administered to the Samsung users and 302 copies of the questionnaire were properly completed and returned. Data collected were analysed using both descriptive and inferential statistics. Specifically, for descriptive, percentage, means and standard deviations were adopted. Further, the hypotheses were tested using a simple linear regression analysis with the aid of Statistical Package for Social Sciences (SPSS). The results obtained revealed that durability of brand increases customers’ purchase decision of Samsung mobile phone. On the other hand, further analysis on regression analyses revealed that the R² of 0.610 indicates the independent variables (product attributes) contributed about 61% to customer purchase decisions of Samsung mobile phone in the computer village mobile phone market, Lagos, Nigeria. The study concludes that perceived product benefits increase customers’ purchase decisions for mobile phones. It is recommended that manufacturers as well as intermediaries of mobile phones must put product quality factors into consideration while producing or marketing mobile phone brands to gain positive purchase decisions.