Norazliani Md Lazam (2021) “Demonstrating Bonus Malus System (BMS) with Fair Deductibles Amount and Control Mechanism of Claim Amount and Frequency on Medical and Health Insurance Portfolio”, Applied Mathematics and Computational Intelligence (AMCI), 10, pp. 237–251. Available at: https://ejournal.unimap.edu.my/index.php/amci/article/view/163 (Accessed: 25 November 2024).